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Suretyship vs Guarantee. What’s the difference?

02 May 2024

In this article, we look at two primary forms of security commonly found in financial transactions, namely suretyship agreements and... guarantees, and explain the difference between these two forms of security.

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1
Article

Leave to Appeal vs Special Leave to Appeal

02 May 2024

On 4 April 2024 in the matter of Savannah Country Estate Homeowners Association v Zero Plus Trading 194 (Pty) Ltd... and Others (773/2022) [2024] ZASCA 40, our Supreme Court of Appeal (“SCA”) had to address the important difference between an application for leave to appeal and an application for special leave to appeal. In this article, we analyse the SCA’s views in this regard.

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1
Article

Suretyship vs Guarantee. What’s the difference?

02 May 2024

In this article, we look at two primary forms of security commonly found in financial transactions, namely suretyship agreements and... guarantees, and explain the difference between these two forms of security.

READ MORE
1
Article

Leave to Appeal vs Special Leave to Appeal

02 May 2024

On 4 April 2024 in the matter of Savannah Country Estate Homeowners Association v Zero Plus Trading 194 (Pty) Ltd... and Others (773/2022) [2024] ZASCA 40, our Supreme Court of Appeal (“SCA”) had to address the important difference between an application for leave to appeal and an application for special leave to appeal. In this article, we analyse the SCA’s views in this regard.

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1
Article
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Filter: Financial
Wrong funds in your account? What can you and your bank do with the funds?

20 May 2021

I recently had the situation where a third party accidentally paid a sum of money into our business account. Our... banker saw the amount and asked whether it could be used to settle some of our company’s debt with the bank. When informed that it was not our money, the re-transfer to the third party was arranged. However, I was wondering what would have happened if we had used the money or the bank had taken it to settle our debt with it?

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343
Article
When do you have to appoint an auditor for your company?

10 September 2018

I’ve just started my own private IT company. As a new business, I want to limit unnecessary expenses. I know... there will be accounting costs but am not sure if I already have to appoint an auditor for the business. I would like to avoid this cost if I can?

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379
Article
Calculating your BEE Level under the new Financial Sector BEE Charter

06 April 2018

My insurance business falls under the new Financial Sector BEE charter which recently came into effect. I’m struggling to understand... how the new scoring system works and how this will impact on the BEE level of my business. Could you help clarify this?

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364
Article
The Financial Sector BEE Charter sets custom requirements for the sector

08 March 2018

My company operates in the short term insurance environment. I understand the new Financial Sector BEE Charter was published at... the end of 2017 and already applies. Is this correct and what changes has it introduced?

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535
Article